May 1, 2025
Why Agricultural Haulers Need Specialized Trucking Insurance
General trucking insurance misses the specific risks ag haulers face. Here is why your operation needs a policy built for agriculture.
Read More →Agricultural Trucking Insurance
Trucking insurance made simple for the agricultural industry.
Agricultural Trucking Insurance Built Around What You Haul
Specialized coverage for ag haulers, fleets, and owner-operators.
Every agricultural trucking operation is different. We build insurance programs around the cargo you haul, the trailers you run, and the way your business actually works — not a generic trucking template.
Coverages Built for Ag Haulers
Auto Liability
Required coverage for bodily injury and property damage caused by your trucks on the road.
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Physical Damage
Protects your trucks and trailers against collision, rollover, theft, and weather damage.
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Motor Truck Cargo
Covers the agricultural commodities you haul if damaged, spoiled, or lost in transit.
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Workers Compensation
Covers medical bills and lost wages for employees injured on the job.
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Occupational Accident
Injury and disability coverage for owner-operators and independent contractors.
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Commercial Property
Protects your shop, office, warehouse, and equipment from fire, storms, and theft.
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Pollution Liability
Covers cleanup costs and damages from fuel spills or chemical releases during transport.
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Cyber Insurance
Covers data breaches, ransomware attacks, and business interruption from cyber events.
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Captive Insurance
Self-insurance structure for larger fleets that want more control over premiums and claims.
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Life Insurance
Income protection for your family if something happens to you on the road or at home.
Learn more →Types of Operations We Cover
Grain Hauling Insurance
Coverage for trucks hauling corn, soybeans, wheat, and other grain commodities from field to elevator.
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Fertilizer Hauling Insurance
Insurance for trucks transporting dry fertilizer, anhydrous ammonia, and other agricultural chemicals.
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Livestock Hauling Insurance
Insurance for cattle pot trailers and livestock haulers moving cattle, hogs, and other animals.
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Milk Hauling Insurance
Coverage for bulk milk tanker trucks picking up and delivering raw milk from dairy farms.
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Hay Hauling Insurance
Insurance for trucks hauling round bales, square bales, and other hay and forage products.
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Feed Hauling Insurance
Coverage for bulk feed trucks and tenders delivering livestock feed to farms and feedlots.
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Potato Hauling Insurance
Insurance for trucks hauling potatoes from harvest to storage facilities and processing plants.
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Fresh Produce Hauling Insurance
Insurance for refrigerated trucks hauling fresh fruits, vegetables, and perishable agricultural products.
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Custom Harvester Insurance
Full-operation coverage for custom harvest crews — trucks, combines, equipment, crew, and liability.
Learn more →Why Truckers Across the Nation Choose to Work With Us
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Agricultural Trucking Focused
We know grain, livestock, milk, hay, feed, fertilizer, and harvest operations.
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Better Options
We work with carriers that understand ag haulers and niche trucking risks.
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Convenience
Specialty trucking coverage, plus help with the rest of your business insurance.
Frequently Asked Questions
What does agricultural trucking insurance cover?
A complete agricultural trucking insurance program covers auto liability, physical damage on your trucks and trailers, motor truck cargo for the commodities you haul, workers compensation or occupational accident for your drivers, and pollution liability for fuel or chemical spills. The right mix depends on what you haul and how you run.
Why use an independent agent for ag trucking insurance?
An independent agent works with multiple carriers, so you get options and competitive pricing instead of one company's rates. We know the ag trucking market — grain, livestock, milk, fertilizer, hay, and custom harvest — and we match coverage to the specific operation rather than fitting you to a generic trucking policy.
How fast can I get a quote?
Most agricultural trucking quotes come back within 24 to 48 hours once we have your fleet info, driver list, and a rough idea of mileage and routes. We can usually have multiple carrier quotes side-by-side within a few days so you can compare and pick what fits.
Active States
We write agricultural trucking policies across 18 states. Click a highlighted state to learn about coverage in your area.
Active Not currently served
Industry Affiliations
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MCIEF -
South Dakota Trucking Association -
Evergreen Safety Council
From the Blog
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